ICBC Claim Denied? We Can Help.

At Cote & Evans, we’ve helped many clients push back against ICBC denials. Whether you’re dealing with an injury claim, benefit rejection, or a coverage dispute, we’re here to guide you through the process and fight for the compensation you deserve.

• Accident Benefit Denials (Part 7 Claims)
  ICBC may deny funding for treatments like physiotherapy, massage, or counselling, even when prescribed by your doctor. We help challenge these denials and ensure you get the support you need.

• Injury Claim Denials
  ICBC might argue your injuries are minor, unrelated to the accident, or pre-existing. We work with medical professionals and other experts to connect the dots and prove your claim.

• Vehicle Repair or Replacement Denials
  Your claim might be denied due to an at-fault determination, lapsed coverage, or technicalities. We review the facts and challenge unfair or incorrect decisions.

• Coverage Denials for Alleged Breaches
  ICBC can refuse coverage if they claim you breached your policy — for example, by driving impaired, using the vehicle for unapproved purposes, or misrepresenting who drives the car. We’ll assess whether that denial is legally sound and fight to overturn it when appropriate.

• Delays or Bad Faith Handling
  If your claim is being dragged out without reason, or you’re getting the runaround from adjusters, you may be dealing with bad faith conduct. We’ll step in and hold ICBC accountable for unreasonable delays.